This website and the information contained herein are not intended for, and must not be accessed by, or distributed or disseminated to, persons resident or physically present in the United States, Australia, Canada, Hong Kong, Japan or Singapore, and do not constitute an offer to sell or the solicitation of an offer to buy or acquire any securities of the Issuer in the United States, Australia, Canada, Hong Kong, Japan or Singapore.

The Notes are governed by the laws of Finland. No action has been taken, except solely in Finland, in order to register or qualify the Notes. The Notes may not be, directly or indirectly, offered, sold, resold, transferred or delivered in such countries or jurisdictions or otherwise in such circumstances in which it would be unlawful or require measures other than those required under Finnish laws, including the United States, Australia, Canada, Hong Kong, Japan or Singapore.

The documents related to the issue of the Notes, including the listing prospectus prepared in accordance with the Regulation (EU) 2017/1129 of the European Parliament and of the Council, as amended, the Commission Delegated Regulation (EU) 2019/979, the Commission Delegated Regulation (EU) 2019/980, the Finnish Securities Markets Act (746/2012, as amended) and the regulations and guidelines issued by the Finnish Financial Supervisory Authority, may not be delivered to persons in the above-mentioned countries and may not be copied in any way whatsoever. The Employment Fund (the “Issuer”) requires that the respective persons inform themselves of and observe all such restrictions. Neither the Issuer nor its representatives have any kind of legal respon-sibility for such violations whether or not such restrictions were known to prospective investors.

In order to access the documents related to the Notes, you must certify the following:

I have carefully read and understood the instructions and restrictions described above and I acknowledge that they are applicable to me.

This website and the information contained herein are not intended for, and must not be accessed by, or distributed or disseminated to, persons resident or physically present in the United States, Australia, Canada, Hong Kong, Japan or Singapore, and do not constitute an offer to sell or the solicitation of an offer to buy or acquire any securities of the Issuer in the United States, Australia, Canada, Hong Kong, Japan or Singapore.

The Notes are governed by the laws of Finland. No action has been taken, except solely in Finland, in order to register or qualify the Notes. The Notes may not be, directly or indirectly, offered, sold, resold, transferred or delivered in such countries or jurisdictions or otherwise in such circumstances in which it would be unlawful or require measures other than those required under Finnish laws, including the United States, Australia, Canada, Hong Kong, Japan or Singapore.

The documents related to the issue of the Notes, including the listing prospectus prepared in accordance with the Regulation (EU) 2017/1129 of the European Parliament and of the Council, as amended, the Commission Delegated Regulation (EU) 2019/979, the Commission Delegated Regulation (EU) 2019/980, the Finnish Securities Markets Act (746/2012, as amended) and the regulations and guidelines issued by the Finnish Financial Supervisory Authority, may not be delivered to persons in the above-mentioned countries and may not be copied in any way whatsoever. The Employment Fund (the “Issuer”) requires that the respective persons inform themselves of and observe all such restrictions. Neither the Issuer nor its representatives have any kind of legal respon-sibility for such violations whether or not such restrictions were known to prospective investors.

In order to access the documents related to the Notes, you must certify the following:

I have carefully read and understood the instructions and restrictions described above and I acknowledge that they are applicable to me.

This website and the information contained herein are not intended for, and must not be accessed by, or distributed or disseminated to, persons resident or physically present in the United States, Australia, Canada, Hong Kong, Japan or Singapore, and do not constitute an offer to sell or the solicitation of an offer to buy or acquire any securities of the Issuer in the United States, Australia, Canada, Hong Kong, Japan or Singapore.

The Notes are governed by the laws of Finland. No action has been taken, except solely in Finland, in order to register or qualify the Notes. The Notes may not be, directly or indirectly, offered, sold, resold, transferred or delivered in such countries or jurisdictions or otherwise in such circumstances in which it would be unlawful or require measures other than those required under Finnish laws, including the United States, Australia, Canada, Hong Kong, Japan or Singapore.

The documents related to the issue of the Notes, including the listing prospectus prepared in accordance with the Regulation (EU) 2017/1129 of the European Parliament and of the Council, as amended, the Commission Delegated Regulation (EU) 2019/979, the Commission Delegated Regulation (EU) 2019/980, the Finnish Securities Markets Act (746/2012, as amended) and the regulations and guidelines issued by the Finnish Financial Supervisory Authority, may not be delivered to persons in the above-mentioned countries and may not be copied in any way whatsoever. The Employment Fund (the “Issuer”) requires that the respective persons inform themselves of and observe all such restrictions. Neither the Issuer nor its representatives have any kind of legal respon-sibility for such violations whether or not such restrictions were known to prospective investors.

In order to access the documents related to the Notes, you must certify the following:

I have carefully read and understood the instructions and restrictions described above and I acknowledge that they are applicable to me.